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Solution Family · Physical Risk

Climate & Food-Supply Risk

Drought, heat, frost and flood; yield loss and food-supply risk — at parcel and portfolio scale.

Climate & Food-Supply Risk

The same hazard produces different vulnerability on different parcels. Tarımus reads physical climate risk not as a meteorological signal alone, but together with crop, soil, water demand and historical behavior — turning it into risk-exposed land, risk-exposed production and risk-exposed portfolio value.

What Does This Solution Family Cover?

  • Hazard climatology

    Drought, heat, extreme-rainfall and frost indicators; read as a long-term baseline, recent years' deviation from that baseline, and a multi-year trend.

  • IPCC vulnerability framework

    Hazard, exposure, sensitivity and adaptive capacity are assessed together; a low/medium/high/critical vulnerability band is produced.

  • Portfolio and regional risk

    Risk concentration at province/district/village/sourcing-area level; a corporate risk matrix for reinsurance, lending and procurement.

  • Event history and pre-assessment

    Most recent event year, recurrence frequency and post-event change signal; a pre-assessment for insurance and lending decisions.

Why Does Risk Start at the Parcel?

The parcel is the system’s smallest unit of measurement; every risk assessment derives from it. A single drought signal produces an entirely different outcome on a parcel with low water-holding capacity and under a different crop. That is why a risk score is built by reading the hazard together with the parcel’s sensitivity and adaptive capacity — turning a meteorological warning into a corporate decision metric.

Past, Present, Near Future

The past carries static risk: hazard climatology, event history and fixed soil/land properties. The present is the interpretation of the latest satellite and climate signals. The near future is the inference built on top of these two: operational decision support such as frost, heat, rainfall-deficit, irrigation and spraying windows.

How Does It Scale to a Portfolio?

Each parcel’s result is aggregated upward from village/neighborhood to district, province and region. Whatever level you need, the same view reads consistently there; individual farmland turns into a risk map that can be reported at the corporate level.

Evidence for the Decision

No risk score is a bare estimate. Every output is tied to the observations, physical indicators and historical comparison it rests on, and comes with a confidence grade. The answer to “where did this number come from?” is kept for every metric.

Who Is This Solution For?

Invitation

Let's Write the Next Chapter of Agriculture Together.

Food company, exporter, bank, insurer, cooperative or ESG advisor — let's talk through a pilot report for your sourcing region or portfolio. We'll listen, and we'll show you.

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